How to Avoid KeyBank Checking Account Fees When you opt in to text banking, you can text specific commands to check your account balance and get history of recent transactions. If you overdraft on your checking account, KeyBank will take the funds from your linked account.Īn overdraft protection transfer fee may apply (and credit line interest rates), but you'll save on overdraft or non-sufficient funds fees. You can link a KeyBank savings or money market account, apply for a KeyBank Preferred Credit Line, or link a KeyBank credit card to your checking account. To help pay for overdrafts, KeyBank offers a few options. You'll get recommendations for the products and services that best fit your needs. You can schedule a talk with a banker to discuss how you can manage your money and reach your financial goals. This tool helps you better understand and see the entire picture of your finances. Special Checking Account FeaturesĪll KeyBank checking accounts offer these unique features, in addition to free online banking, bill pay, and mobile deposits: Some deals are only available for residents of select cities, so make sure you read the fine print carefully. KeyBank frequently offers cash bonuses for new checking customers. Some relationship products offer perks like lower loan rates and higher savings APY. It offers a range of checking and savings accounts, including a free checking option. Key Bank has over 1,200 locations across 15 states, with over 1,500 ATMs.